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As you know, the costs of medical tests and procedures often vary widely with no significant difference in quality. Harvard Pilgrim’s voluntary SaveOn program engages members to make smarter health care choices, and rewards them for doing so.

SaveOn makes it easy for Harvard Pilgrim members to find care for covered outpatient medical procedures and diagnostic tests from participating providers at a lower cost. Members can call every time they require eligible tests or procedures.*

SaveOn helps reduce medical costs By empowering and rewarding sound health-care decision making, you can reduce medical costs without changing benefits or cost shifting. SaveOn uses Harvard Pilgrim’s paid claims data to identify lower priced, Harvard Pilgrim-participating providers conveniently located to a member’s home or work.

Examples of potential savings per service

Colonoscopy screening Range: $855 – $2,572
Potential Savings: $1,717
Common routine labs Range: $125 – $410
Potential Savings: $285

Ranges based on Harvard Pilgrim’s data in the Massachusetts/New Hampshire region. Actual service prices vary by provider.

Communications to promote SaveOn year-round
Once you purchase SaveOn, we send your Harvard Pilgrim enrollees a letter to their homes introducing them to the program. We include a Tyvek card sleeve featuring the SaveOn phone number so they can keep it handy with their Harvard Pilgrim member ID card.

SaveOn’s success depends upon promoting the program within your company. You have access to a variety of templates available online to use as fliers or emails to your employees throughout the year. The more you spread the word about SaveOn, the more your employees will use it, and you’ll see savings on medical costs.

Preferred pricing for Harvard Pilgrim customers
Tandem Care, our SaveOn program administrator, offers Harvard Pilgrim customers discounted, per employee, per month rates. As the employer, you fund earned rewards.

Employer reporting to demonstrate savings
Each month, you’ll receive a detailed monthly SaveOn report that includes the number of calls received, projected and confirmed savings, and rewards distributed.

Program eligibility
SaveOn is available for purchase in Massachusetts and New Hampshire to fully and self-insured employers with 51-plus eligible employees.

How SaveOn works

1. Harvard Pilgrim members voluntarily call (855) 7SAVEON (855-772-8366) whenever their doctor recommends an outpatient test or procedure such as:

  • Bone density study
  • Colonoscopy
  • Lab work
  • Mammogram
  • Radiology (e.g., MRI and CT scan)
  • Ultrasound
  • Other non-emergency outpatient tests and procedures

2. SaveOn nurses inform members if there are any lower-cost, Harvard Pilgrim-participating providers available in their area. They can even reschedule the appointment and help with any necessary paperwork.

3. Members can choose one of the lower-cost providers, have the test or procedure at the low-cost provider and earn a cash reward.

Reward amounts depend on the service and the associated cost savings. Employers may use SaveOn’s standard rewards or create their own reward schedule. Either way, members receive the reward in the mail after Harvard Pilgrim processes the claim, about 45 days after members receive their Harvard Pilgrim Activity Summary.** Reward checks are issued by SaveOn and funded by the employer.

* For Massachusetts-based employers, members may receive a maximum of five rewards per calendar year.
** Reward payments are considered taxable income. Please consult your tax advisor for more information.